About ViPPi

Simple, low-cost payments for Zambia and DR Congo.

We believe money should move as freely as information. We’re building one simple way to pay and get paid on a phone, for people, shops and agents.

What we build

  • ViPPi Wallet

    Send, pay in shops, add money and cash out.

  • ViPPi for shops

    QR payments, refunds, staff and daily reports.

  • ViPPi agents

    Cash in and cash out with commission.

  • Recurring payments API

    Subscriptions and instalments for businesses.

What drives us

We started ViPPi because too many people pay too much, wait too long and get too little from their payment providers.

Our mission

To make digital payments accessible, affordable and instant for everyone in Zambia and DR Congo, so people and businesses can take full part in the digital economy.

Our vision

A world where money moves as freely as information, and anyone with a phone can send, receive and manage money, whatever their bank or mobile network.

Where we are

  1. Regulatory sandbox

    Applying to the Bank of Zambia regulatory sandbox.

  2. Campus pilot

    A first pilot at UNILUS in Lusaka with students and nearby shops.

  3. Zambia and DR Congo

    Opening to more people and shops in both countries.

Meet the team

A small team with one mission: making payments work for everyone.

  • Janny Kinende

    Chief Technology Officer

    Leads technology and platform architecture. Based in Oslo, with a background in fintech and digital identity.

    LinkedIn
  • Fredrick Mulenga

    Chief Compliance and Risk Officer

    Oversees compliance, risk and regulatory affairs, so ViPPi operates safely within the rules.

    LinkedIn

Made for Zambia and DR Congo

Zambia

Hold kwacha and US dollars, top up with mobile money, and pay shops across Lusaka and beyond.

DR Congo

Hold Congolese francs and US dollars, and use the whole app in French.

Be first when ViPPi opens near you

Join the waitlist. We’ll send you one SMS when you can sign up.

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We’ll send one SMS when ViPPi opens near you. Nothing else. We store only your phone number, country and language. Privacy policy