Send money in seconds
Money arrives in seconds. Transfers up to K 50 are free.
- Find people by name, phone number or @tag
- See the fee and what they receive before you confirm
- Follow each transfer step by step
ViPPi Wallet
Your money on your phone, ready when you need it.
Hold kwacha, Congolese francs and US dollars. Send, pay in shops and cash out without queuing at a bank.
Scan, pay, done.
Scan the QR code at the café, the taxi, the supermarket or the market stall, and confirm with your PIN. Paying in shops is free.
- Free for you, every time
- Confirm with your PIN or fingerprint
- Every receipt saved in your activity
Your money, whenever you need it
Move money in and out through mobile money, a ViPPi agent or your bank.
- The fee and arrival time are shown before you continue
- Cash out at any agent with a one-time code
- Top up from your mobile money wallet
Pay regular bills automatically
Approve rent, school fees or subscriptions once. Pause or cancel whenever you want.
- You approve every new payment plan
- A reminder before each payment
- Pause or cancel in two taps
Get started in three steps
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Join the waitlist
Leave your number. We’ll text you when ViPPi opens near you.
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Verify your identity
Takes about 3 minutes with your NRC or passport.
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Add money
Top up with mobile money or at an agent, then start paying.
Made for everyday phones and networks
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Works on patchy networks
See your last balance offline. Nothing is sent twice.
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Light on your phone
Runs on most Android phones and iPhones.
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English and French
Switch language at any time in settings.
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Hide your balance
One tap hides every amount on screen.
Be first when ViPPi opens near you
Join the waitlist. We’ll send you one SMS when you can sign up.