Help

How can we help?

Answers to common questions about ViPPi.

Getting started

When will ViPPi be available?

ViPPi is applying to the Bank of Zambia regulatory sandbox. Join the waitlist and we’ll text you when you can sign up.

What do I need to sign up?

A phone number and an NRC or passport. Verification takes about 3 minutes.

How is ViPPi different from mobile money?

Three things. Paying in shops is free, and so are transfers up to K 50. ViPPi isn’t tied to one mobile network: anyone with a phone number can join and pay anyone else on ViPPi. And you see every fee before you confirm. You can still top up from mobile money and cash out to it.

Which countries and currencies does ViPPi support?

ViPPi is launching in Zambia, with kwacha and US dollars, and in DR Congo, with Congolese francs and US dollars.

Can I use ViPPi in French?

Yes. The whole app works in English and French.

Fees

What does ViPPi cost to use?

Paying in shops is free. Sending up to K 50 to anyone on ViPPi is free. Larger transfers have a low, capped fee. Adding money and cashing out depends on the method you choose, and agents may charge their own small fee. You always see the fee before you confirm, with no hidden costs. The full fee schedule will be published at launch.

Is paying in shops free?

Yes, paying in shops is free for customers.

Sending and paying

How long does a transfer take?

Transfers between ViPPi wallets usually arrive in seconds. The app shows each step.

Can I send money to someone on a different mobile network?

Yes. ViPPi isn’t tied to a mobile network. You send by phone number to anyone on ViPPi, whatever network they use. They just need to be on ViPPi too.

I sent money to the wrong number

Open the transaction and tap Report a problem. Money sent to the wrong person can’t always be returned, so always check the name first.

Adding money and cashing out

How do I add money?

Top up from your mobile money wallet, hand cash to a ViPPi agent, or transfer from your bank. The app shows the fee and when the money arrives before you continue.

How do I cash out?

Withdraw cash at a ViPPi agent with a one-time code, send money to your mobile money wallet, or transfer to your bank. You see the fee and timing before you confirm.

Security and trust

Is my money safe with ViPPi?

Every payment needs your PIN or fingerprint on your own phone, so even if someone gets hold of your phone, they can’t move your money. Everyone on ViPPi verifies their identity before they can send large amounts, and ViPPi will never ask for your PIN.

Is ViPPi regulated?

ViPPi is applying to the Bank of Zambia regulatory sandbox, where new payment services launch under the central bank’s supervision. Identity checks (KYC), anti-money-laundering checks and transaction monitoring are built in from day one.

I lost my phone

Your money lives in your ViPPi account, not on your phone, and it’s protected by your PIN. Contact support to lock your account, then log in on a new phone.

Someone asked for my PIN

Don’t share it. ViPPi will never ask for your PIN by phone, SMS or WhatsApp. Report it to support.

For businesses

What does ViPPi cost for my business?

Signing up is free. Shops pay a low fee per sale, shown on the till for every sale. Agents earn commission on every cash in and cash out.

How do I sign up my shop?

Use the “Sign up your shop” form. We’ll call you to set up your tills and staff.

How do I become an agent?

Apply on the Agents page. You’ll need an ID, a fixed place of business and starting float.

Once ViPPi opens, you can contact support any time from Profile → Help in the app.

Be first when ViPPi opens near you

Join the waitlist. We’ll send you one SMS when you can sign up.

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